{"id":583,"date":"2022-12-29T23:42:01","date_gmt":"2022-12-29T22:42:01","guid":{"rendered":"https:\/\/vakifbankde.esme-it.at\/?page_id=583"},"modified":"2023-04-26T12:29:35","modified_gmt":"2023-04-26T10:29:35","slug":"agb","status":"publish","type":"page","link":"https:\/\/vakifbankde.esme-it.at\/en\/agb\/","title":{"rendered":"AGB"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"583\" class=\"elementor elementor-583\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92db7dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92db7dc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dff7500\" data-id=\"dff7500\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6340d8 elementor-widget elementor-widget-heading\" data-id=\"f6340d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">General Terms and Conditions<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-581bcc7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"581bcc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d6a08e\" data-id=\"6d6a08e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a5e3a6 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"0a5e3a6\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.12.3 - 23-04-2023 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed .elementor-toc__toggle-button--collapse,.elementor-widget-table-of-contents:not(.elementor-toc--collapsed) .elementor-toc__toggle-button--expand{display:none}.elementor-widget-table-of-contents .elementor-widget-container{min-height:var(--box-min-height);border:var(--box-border-width,1px) solid var(--box-border-color,#9da5ae);border-radius:var(--box-border-radius,3px);background-color:var(--box-background-color);transition:min-height .4s;overflow:hidden}.elementor-toc__header{display:flex;align-items:center;justify-content:space-between;padding:var(--box-padding,20px);background-color:var(--header-background-color);border-bottom:var(--separator-width,1px) solid var(--box-border-color,#9da5ae)}.elementor-toc__header-title{font-size:18px;margin:0;color:var(--header-color)}.elementor-toc__toggle-button{cursor:pointer;display:inline-flex}.elementor-toc__toggle-button i{color:var(--toggle-button-color)}.elementor-toc__toggle-button svg{height:1em;width:1em;fill:var(--toggle-button-color)}.elementor-toc__spinner-container{text-align:center}.elementor-toc__spinner{font-size:2em}.elementor-toc__spinner.e-font-icon-svg{height:1em;width:1em}.elementor-toc__body{padding:var(--box-padding,20px);max-height:var(--toc-body-max-height);overflow-y:auto}.elementor-toc__body::-webkit-scrollbar{width:7px}.elementor-toc__body::-webkit-scrollbar-thumb{background-color:#babfc5;border-radius:10px}.elementor-toc__list-wrapper{list-style:none;padding:0}.elementor-toc__list-item{margin-bottom:.5em}.elementor-toc__list-item.elementor-item-active{font-weight:700}.elementor-toc__list-item .elementor-toc__list-wrapper{margin-top:.5em;margin-left:var(--nested-list-indent,1em)}.elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}.elementor-toc__list-item-text-wrapper{display:flex;align-items:center}.elementor-toc__list-item-text-wrapper:before,.elementor-toc__list-item-text-wrapper i{margin-right:8px;color:var(--marker-color)}.elementor-toc__list-item-text-wrapper svg{margin-right:8px;fill:var(--marker-color);height:var(--marker-size,.5em);width:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper i{font-size:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper:before{font-size:var(--marker-size,1em)}.elementor-toc--content-ellipsis .elementor-toc__list-item-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.elementor-toc__list-items--collapsible>.elementor-toc__list-wrapper>.elementor-toc__list-item>.elementor-toc__list-wrapper{display:none}.elementor-toc__heading-anchor{position:absolute}.elementor-toc__body .elementor-toc__list-item-text{color:var(--item-text-color);-webkit-text-decoration:var(--item-text-decoration);text-decoration:var(--item-text-decoration)}.elementor-toc__body .elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__body .elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\tHere you will find the General Terms and Conditions of the <em>Vak\u0131fBank<\/em> International AG\t\t\t<\/h2>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\"><i class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\"><i class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5809ff elementor-widget elementor-widget-text-editor\" data-id=\"e5809ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h3 style=\"text-align: left;\"><strong>General terms and conditions<\/strong><\/h3><div id=\"c41\" class=\"csc-default\"><p class=\"bodytext\"><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/AGB_2018.pdf\" target=\"_blank\" rel=\"noopener\">General Terms and Conditions (Version 2018)<\/a><br \/><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/Merkblatt_EK.pdf\" target=\"_blank\" rel=\"noopener\">Leaflet European Commission<\/a> \u00a0<\/p><p class=\"bodytext\"><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/Ueberweisungsverkehr2018-1.pdf\" target=\"_blank\" rel=\"noopener\">Special Conditions for Credit Transfers (2018 version)<\/a><\/p><p class=\"bodytext\"><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/Lastschriften2018-1.pdf\" target=\"_blank\" rel=\"noopener\">Special Conditions for Direct Debit Transactions (Version 2018)<\/a><\/p><p class=\"bodytext\"><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/Debitcard2018-1.pdf\" target=\"_blank\" rel=\"noopener\">Special Conditions Bankcard (Version 2018)<\/a><\/p><p class=\"bodytext\"><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/Onlinebanking2018-1.pdf\" target=\"_blank\" rel=\"noopener\">Special Conditions Online Banking (version 2018)<\/a><\/p><p class=\"bodytext\"><a href=\"https:\/\/vakifbankde.esme-it.at\/wp-content\/uploads\/2023\/04\/Informationsbogen-fur-den-Einleger-Einlagensicherung-1.pdf\" target=\"_blank\" rel=\"noopener\">Deposit Guarantee - Information Sheet for the Depositor<\/a><\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Allgemeinen Gesch\u00e4ftsbedinungen Hier finden Sie die Allgemeinen Gesch\u00e4ftsbedingungen der Vak\u0131fBank International AG Allgemeine Gesch\u00e4ftsbedingungen Allgemeine Gesch\u00e4ftsbedingungen (Fassung 2018)Merkblatt Europ\u00e4ische Kommission \u00a0 Sonderbedingungen \u00dcberweisungsverkehr (Fassung 2018) Sonderbedingungen Lastschriftverkehr (Fassung 2018) Sonderbedingungen Bankcard (Fassung 2018) Sonderbedingungen Online Banking (Fassung 2018) Einlagensicherung &#8211; Informationsbogen f\u00fcr den Einleger<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-583","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"caner","author_link":"https:\/\/vakifbankde.esme-it.at\/en\/author\/caner\/"},"uagb_comment_info":0,"uagb_excerpt":"Allgemeinen Gesch\u00e4ftsbedinungen Hier finden Sie die Allgemeinen Gesch\u00e4ftsbedingungen der Vak\u0131fBank International AG Allgemeine Gesch\u00e4ftsbedingungen Allgemeine Gesch\u00e4ftsbedingungen (Fassung 2018)Merkblatt Europ\u00e4ische Kommission \u00a0 Sonderbedingungen \u00dcberweisungsverkehr (Fassung 2018) Sonderbedingungen Lastschriftverkehr (Fassung 2018) Sonderbedingungen Bankcard (Fassung 2018) Sonderbedingungen Online Banking (Fassung 2018) Einlagensicherung &#8211; Informationsbogen f\u00fcr den Einleger","_links":{"self":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/comments?post=583"}],"version-history":[{"count":46,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583\/revisions"}],"predecessor-version":[{"id":3033,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583\/revisions\/3033"}],"wp:attachment":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/media?parent=583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}