{"id":406,"date":"2022-12-19T16:22:23","date_gmt":"2022-12-19T15:22:23","guid":{"rendered":"https:\/\/vakifbankde.esme-it.at\/?page_id=406"},"modified":"2023-05-30T16:07:03","modified_gmt":"2023-05-30T14:07:03","slug":"information-zum-festgeldkonto-fur-privatkunden","status":"publish","type":"page","link":"https:\/\/vakifbankde.esme-it.at\/en\/privatkunden\/information-zum-festgeldkonto-fur-privatkunden\/","title":{"rendered":"Information on the fixed-term deposit account for private clients"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"406\" class=\"elementor elementor-406\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-13491b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"13491b8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0026323\" data-id=\"0026323\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c99b11 elementor-widget elementor-widget-heading\" data-id=\"2c99b11\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Information on the fixed-term deposit account for private clients\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-460e991a elementor-widget elementor-widget-text-editor\" data-id=\"460e991a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.14.0 - 26-06-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<!-- wp:heading -->\n<h2>Secure your investment success<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>The term deposit account of VakifBank International AG is the ideal investment for your individual needs! You determine the desired term between 3 months and 5 years and we offer you an absolutely risk-free return with fixed interest guarantee. Already from a one-time deposit amount of only 5.000 Euro you can secure our unbeatable conditions!<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h2>Special conditions for time deposits<\/h2>\n<!-- \/wp:heading --><!-- wp:heading {\"level\":3} -->\n<h3>Investment amount<\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Beyond the minimum investment amount of 5,000 euros, you can freely choose any investment amount.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3>Type of deposit and account management<\/h3>\n<!-- \/wp:heading --><!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>The deposit is a term deposit with an agreed maturity and a fixed interest rate.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Additional payments and partial withdrawals during the term are excluded.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>The minimum term is 3 months.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>Unless you give instructions to the contrary up to one working day before the maturity date, the deposit will be renewed on the maturity date with the same maturity and at the interest rate applicable at that time.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>No charges or fees are charged for account management.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>The statutory final withholding taxes and, if applicable, church tax are withheld from the interest to be paid out and paid to the tax office if there is no exemption order.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list --><!-- wp:heading {\"level\":3} -->\n<h3>Interest<\/h3>\n<!-- \/wp:heading --><!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>The interest on the deposit is fixed for the agreed term.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>The settled interest is available to the client on his settlement account.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list --><!-- wp:heading {\"level\":3} -->\n<h3>Account closure<\/h3>\n<!-- \/wp:heading --><!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>The deposit is settled and the respective account closed when a written order is received from the client.<\/li>\n<!-- \/wp:list-item --><!-- wp:list-item -->\n<li>In the event of premature account closure, an interest rate of 0.01% will be paid for the term already invested instead of the agreed interest rate.<\/li>\n<!-- \/wp:list-item --><\/ul>\n<h3>Terms and conditions for time deposits and call money<\/h3>\n<p>Information: <a href=\"https:\/\/vakifbankde.esme-it.at\/en\/glossar-und-bedingungen\/\">Terms and conditions for time deposits and call money<\/a><\/p>\n<!-- \/wp:list --><!-- wp:heading {\"level\":3} -->\n<h3>Deposit insurance and investor compensation<\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>INFORMATION ON DEPOSIT INSURANCE AND INVESTOR COMPENSATION<br \/><br \/>Due to EU directives, implemented in Austria in the Austrian Banking Act (BWG), every credit institution that accepts deposits requiring collateral or provides securities services requiring collateral is legally obliged to belong to a protection scheme.<br \/><br \/>VakifBank International AG is a member of Einlagensicherung AUSTRIA GesmbH. The company guarantees as a protection scheme the payout of deposits up to a maximum amount of EUR 100,000. For your information you can get the legal text with all details in our branches.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>The exemptions from deposit protection and investor compensation can be found in \u00a7 10 para. 1 no. 3 and \u00a7 47 para. 2 ESAEG.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p><br \/>Further information:<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p><a href=\"https:\/\/vakifbankde.esme-it.at\/en\/fileadmin\/user_upload\/docs\/Einlagensicherungs- und Anlegerentschadigungsgesetz ? ESAEG.pdf\/\" target=\"_blank\" rel=\"noreferrer noopener\">Deposit Guarantee and Investor Compensation Act (ESAEG)<\/a><br \/><a href=\"https:\/\/vakifbankde.esme-it.at\/en\/fileadmin\/user_upload\/docs\/Informationsbogen f?r den Einleger.pdf\/\" target=\"_blank\" rel=\"noreferrer noopener\">Information sheet for the depositor<\/a><br \/><a href=\"http:\/\/www.einlagensicherung.at\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.einlagensicherung.at<\/a><\/p>\n<!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} -->\n<h3>General terms and conditions<\/h3>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>The following apply in addition\u00a0<a href=\"https:\/\/vakifbankde.esme-it.at\/en\/agb\/\">General terms and conditions<\/a> the <em>Vak\u0131fBank<\/em> International AG. The place of jurisdiction is Frankfurt am Main.<\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Information zum Festgeldkonto f\u00fcr Privatkunden Sichern Sie sich Ihren Veranlagungserfolg Das Termingeldkonto der VakifBank International AG ist die ideale Veranlagung f\u00fcr Ihre individuellen Bed\u00fcrfnisse! Sie bestimmen die gew\u00fcnschte Laufzeit zwischen 3 Monaten und 5 Jahren und wir bieten Ihnen einen absolut risikofreien Ertrag mit Fixzinsgarantie. Schon ab einem einmaligen Einzahlungsbetrag von nur 5.000 Euro k\u00f6nnen [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":544,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-406","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"meisterkoch840","author_link":"https:\/\/vakifbankde.esme-it.at\/en\/author\/meisterkoch840\/"},"uagb_comment_info":0,"uagb_excerpt":"Information zum Festgeldkonto f\u00fcr Privatkunden Sichern Sie sich Ihren Veranlagungserfolg Das Termingeldkonto der VakifBank International AG ist die ideale Veranlagung f\u00fcr Ihre individuellen Bed\u00fcrfnisse! Sie bestimmen die gew\u00fcnschte Laufzeit zwischen 3 Monaten und 5 Jahren und wir bieten Ihnen einen absolut risikofreien Ertrag mit Fixzinsgarantie. Schon ab einem einmaligen Einzahlungsbetrag von nur 5.000 Euro k\u00f6nnen&hellip;","_links":{"self":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/comments?post=406"}],"version-history":[{"count":18,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/406\/revisions"}],"predecessor-version":[{"id":3164,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/406\/revisions\/3164"}],"up":[{"embeddable":true,"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/544"}],"wp:attachment":[{"href":"https:\/\/vakifbankde.esme-it.at\/en\/wp-json\/wp\/v2\/media?parent=406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}